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For Sale:  Saint Cloud MLS# 7142047

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Active
$176,750
/mo Edit
Multi-family:  Duplex Up and Down
4 br • 2 ba • Built 1890
1,500 sqft • 0.142 acres
St. Cloud schools
MLS# 7142047
763-576-8286
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    Property Description

    Great equity-building opportunity for an owner-occupant or investor! This updated, licensed duplex features separate meters and main-level laundry in unit, offering the flexibility to live in one level while generating rental income from the other. Each level includes 2 bedrooms and 1 full bathroom, providing comfortable and functional living spaces. The home has been freshly painted inside and out, with the main level featuring updated vinyl plank flooring. Parking is a standout feature, with a 2-stall detached garage and an 18’ x 24’ concrete parking slab. The lower level was recently rented for $1, 250, and the upper level for $850.

    Listing

    Listing Status: Active
    Contingency: None
    List Price: $176,750
    Price per sq ft: $118
    Property Type: Multi-family
    City: Saint Cloud
    Garage Spaces: 2
    County: Benton
    Year Built: 1890
    State: MN
    Property Style: Duplex Up and Down
    Zip Code: 56304
    Subdivision Name: St Cloud Park

    Interior

    Bedrooms: 4
    Bathrooms: 2
    Finished Area: 1,500 ft2
    Living Area: 1,500 ft2
    Refrigerators: Two
    Basement Details: Partial

    Exterior

    Stories: One and One Half
    Garage Spaces: 2
    Garage Dimensions: 24 x 24
    Garage Size: 576 ft2
    Foundation Size: 1,000 ft2
    Fencing: None
    Handicap Accessible: None
    Road Responsibility: Public Maintained Road
    Heating System:
    • Baseboard
    • Forced Air
    Parking Features: Detached Garage
    Road Frontage:
    • City Street
    • Curbs
    • Paved Streets
    Pool: None
    Roof Details: Asphalt

    Lake & Waterfront

    Waterfront Present: N

    Lot & Land

    Acres: 0.142
    Geolocation: 45.567594, -94.155814
    Lot Dimensions: 50 x 124
    Zoning: Residential-Multi-Family

    Schools

    School District: 742
    District Phone: 3202539333

    Expenses

    Annual Caretaker Expense: None
    Annual Electric Expense: None
    Annual Fuel Expense: None
    Annual Insurance Expense: None
    Annual Maintenance Expense: None
    Annual Trash Expense: None
    Annual Water/Sewer Expense: None
    Tenant Expenses: Electricity

    Financial & Taxes

    Tax Year: 2026
    Annual Taxes: $3,364
    Lender-owned: No
    Assessment Pending: No
    Taxes w/ Assessments: $3,374

    Income

    Annual Gross Income: None

    Units

    Total Units: 2

    Miscellaneous

    Fuel System:
    • Electric
    • Natural Gas
    Owner Occupied: No
    Sewer System: City Sewer/Connected
    Water System: City Water/Connected

    Mortgage Calculator

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    Payment:  /mo

    Local Home Mortgage Professionals

    Eric Bloomstrand
    Branch Sales Manager
    Fairway Home Mortgage    NMLS#274211
    612-961-2600
    Eric Bloomstrand is a Branch Sales Manager at Fairway Home Mortgage with 30+ years of experience in the mortgage banking services industry. Eric has extensive skills in construction loans, FHA financing, VA loans, USDA, and first-time buyer down payment assistance programs. He is a well-qualified finance professional with a Bachelor of Science focused in Finance and Marketing from Minnesota State University, Mankato. Helping individuals acquire their dream home is his passion.
    Connect with Eric today to get started with your home purchase!

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    Listing provided by RMLS, courtesy of Premier Real Estate Services.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.