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For Sale:  Otsego MLS# 6765642

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Active NEW!
$634,900
/mo Edit
Single Family:  Modified Two Story
4 br • 4 ba • Built 2001
3,344 sqft • 1 acres
Monticello schools
MLS# 6765642
763-576-8286
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    Property Description

    Discover your own private retreat on this beautifully wooded 1-acre lot, where wildlife abounds and peace and privacy come standard. This spacious, well-maintained modified two-story home offers an open-concept floorplan filled with natural light, featuring custom Marvin Integrity windows, gleaming hardwood floors throughout the main level, and custom oak cabinetry. The vaulted kitchen is both stylish and functional with stainless steel appliances, granite countertops, and a breakfast bar that opens seamlessly into the dining area and sunken family room with a cozy corner gas fireplace—perfect for that welcoming great room feel. The living room is currently being used as a formal dining space, offering flexibility to fit your lifestyle. Upstairs, you'll find three bedrooms, including a vaulted primary suite with a large walk-in closet, a full private bath with dual sinks, separate tub and shower, and a private deck overlooking the wooded backyard. The fourth bedroom—currently serving as a home office—features elegant French doors and is located on the main level, along with the laundry room, making one-level living or multi-generational living a breeze. The finished walk-out lower level is ideal for entertaining or relaxing, with two exits to backyard patios, a family room with gas fireplace, an amusement room, a full bathroom, and a dedicated storage room for seasonal organization. Additional features include a large deck off the kitchen/dining area, an in-ground sprinkler system with 10 zones, and a heated, insulated, and finished oversized 3-car garage with abundant cabinetry along one whole wall! A brand-new roof is scheduled for installation on August 11, 2025, giving you added peace of mind. As part of the association, you’ll enjoy access to a scenic trail system and the Mississippi River. Ideally situated between Otsego, Monticello, Big Lake, and Albertville, this home gives you the perfect blend of nature, comfort, and convenience.

    Listing

    Listing Status: Active
    Contingency: None
    List Price: $634,900
    Price per sq ft: $190
    Property Type: Single Family
    City: Otsego
    Garage Spaces: 3
    County: Wright
    Year Built: 2001
    State: MN
    Property Style: Modified Two Story
    Zip Code: 55362
    Subdivision Name: Mississippi Pines

    Interior

    Bedrooms: 4
    Bathrooms: 4
    Finished Area: 3,344 ft2
    Total Fireplaces: 2
    Living Area: 3,344 ft2
    Common Wall: No
    Appliances Included:
    • Air-To-Air Exchanger
    • Dishwasher
    • Disposal
    • Dryer
    • Exhaust Fan
    • Gas Water Heater
    • Humidifier
    • Iron Filter
    • Microwave
    • Range
    • Refrigerator
    • Stainless Steel Appliances
    • Washer
    • Water Filtration System
    • Water Osmosis System
    • Water Softener Owned
    Fireplace Details:
    • Circulating
    • Family Room
    • Gas
    Basement Details:
    • Block
    • Daylight/Lookout Windows
    • Drain Tiled
    • Finished
    • Full
    • Sump Basket
    • Walkout

    Exterior

    Stories: Modified Two Story
    Garage Spaces: 3
    Garage Dimensions: 35w x 23.6d
    Garage Size: 800 ft2
    Garage Door Height: 8
    Garage Door Width: 16
    Air Conditioning: Central Air
    Foundation Size: 1,364 ft2
    Fencing: None
    Handicap Accessible: None
    Road Responsibility: Public Maintained Road
    Heating System:
    • Forced Air
    • Humidifier
    Parking Features:
    • Asphalt
    • Attached Garage
    • Finished Garage
    • Garage Door Opener
    • Heated Garage
    • Insulated Garage
    Unit Amenities:
    • Cable
    • Ceiling Fan(s)
    • Deck
    • French Doors
    • Hardwood Floors
    • In-Ground Sprinkler
    • Kitchen Window
    • Natural Woodwork
    • Paneled Doors
    • Patio
    • Primary Bedroom Walk-In Closet
    • Security System
    • Tile Floors
    • Vaulted Ceiling(s)
    • Washer/Dryer Hookup
    Road Frontage:
    • City Street
    • Paved Streets
    Exterior Material:
    • Brick/Stone
    • Fiber Cement
    • Vinyl Siding
    Pool: None
    Roof Details:
    • Age Over 8 Years
    • Asphalt
    • Pitched

    Rooms

    1/4 Baths: None
    Full Baths: 4
    Half Baths: None
    3/4 Baths: None
    Bathroom Details:
    • Double Sink
    • Full Basement
    • Full Primary
    • Jetted Tub
    • Main Floor Full Bath
    • Private Primary
    • Separate Tub & Shower
    • Upper Level Full Bath
    Dining/Kitchen:
    • Breakfast Bar
    • Informal Dining Room
    Upper Level Size Sq Ft
    Bedroom 1  15 x 14  210 
    Bedroom 2  11 x 10  110 
    Bedroom 3  11 x 10  110 
    Deck  13 x 8  104 
    Main Level Size Sq Ft
    Dining Room  12 x 10  120 
    Family Room  22 x 13  286 
    Kitchen  12 x 11  132 
    Bedroom 4  11 x 10  110 
    Laundry  8 x 7  56 
    Deck  13 x 12  156 
    Lower Level Size Sq Ft
    Family Room  30 x 13  390 
    Amusement Room  27 x 13  351 
    Patio  11 x 8  88 

    Lake & Waterfront

    Waterfront Present: N
    Waterfront Name: Mississippi River
    DNR Lake ID#: S9991013
    Lake Chain Name: N
    Lake Acres: 0
    Lake Depth: 0
    Waterfront: Association Access

    Lot & Land

    Acres: 1
    Geolocation: 45.294356, -93.697666
    Lot Dimensions: Irregular
    Zoning: Residential-Single Family
    Lot Description:
    • Irregular Lot
    • Many Trees

    Schools

    School District: 882
    District Phone: 763-272-2000

    Financial & Taxes

    Tax Year: 2025
    Annual Taxes: $4,316
    Lender-owned: No
    Assessment Pending: No
    Taxes w/ Assessments: $4,316
    Association Fee Required: Yes
    Association Fee: $242
    Association Fee Frequency: Annually
    Association Fee Includes: Shared Amenities
    Association Company: Mississippi Pines Association
    Association Company Number: 320-260-3474

    Miscellaneous

    Fuel System: Natural Gas
    Sewer System:
    • Private Sewer
    • Septic System Compliant - Yes
    • Tank with Drainage Field
    Water System:
    • Private
    • Well

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    Local Home Mortgage Professionals

    Eric Bloomstrand
    Branch Sales Manager
    Fairway Home Mortgage    NMLS#274211
    612-961-2600
    Eric Bloomstrand is a Branch Sales Manager at Fairway Home Mortgage with 30+ years of experience in the mortgage banking services industry. Eric has extensive skills in construction loans, FHA financing, VA loans, USDA, and first-time buyer down payment assistance programs. He is a well-qualified finance professional with a Bachelor of Science focused in Finance and Marketing from Minnesota State University, Mankato. Helping individuals acquire their dream home is his passion.
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    Listing provided by RMLS, courtesy of HomeAvenue Inc.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.